About Hakeem
Hakeem is a digital Islamic finance platform that provides Shariah-compliant financial solutions for individuals, small businesses and institutions. It combines technology with ethical principles to make finance more accessible, transparent and inclusive across markets.
1M+
Users Served
430M+
Amount Disbursed
250K+
Monthly Active Users
Our Nano-Financing Solution
Quick, Shariah-compliant nano-financing for personal and business needs
Takaful products for financial protection and peace of mind
Asset-based financing that empowers women-led businesses through Khudmukhtar Khatoon
Banking-as-a-Service solutions for banks, fintechs and NGOs to scale digital finance
How It Works
Hakeem enables digital access to Shariah-compliant finance through a connected ecosystem of services and technology.
Digital Financing
Instant, Shariah-compliant financing made simple.
- Fast digital approvals
- Ethical and transparent process
- Fully paperless experience
Takaful and Protection
Faith-based coverage for security and peace of mind.
- Health and asset protection
- Flexible, Shariah-aligned plans
- Community-driven support
Banking-as-a-Service (BaaS)
Infrastructure for Islamic digital finance at scale.
- Plug-and-play integration
- API-based deployment
- Fast and compliant rollout
Financial Inclusion
Empowering underserved communities and micro-enterprises.
- Easy access to funding
- Support for women entrepreneurs
- Transparent, low-barrier solutions
KHUDMUKHTAR KHATOON
Khudmukhtar Khatoon is Pakistan’s first fully digital, Shariah-compliant asset-financing product designed exclusively for women-led MSMEs. Launched by Walee Financial Services in partnership with Karandaaz Pakistan and approved by the SECP in June 2026, it oers financing from PKR 100,000 to PKR 1.5 million, delivered as business assets rather than cash and repayable in equal monthly installments over up to twelve months. The whole journey sits inside the Hakeem app.
- Uncollateralised, asset-based financing for productive business needs
- Halal, interest-free structure built on Shariah principles
- Support for home-based entrepreneurs, startups, small businesses and growing enterprises
- Fully digital application journey through the Hakeem app
Driven by expertise and built on afoundation of consistent innovationand results
Our Nano-Financing Solution
Provides quick, Shariah-compliant nano-financing for personal and business needs.
Provides quick, Shariah-compliant nano-financing for personal and business needs.
Provides quick, Shariah-compliant nano-financing for personal and business needs.
Provides quick, Shariah-compliant nano-financing for personal and business needs.